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If you want to teach your children how to SAVE and SPEND and DONATE MONEY wisely, you’ve just found the best tool for it! 

What a joy for our children to learn wise money management.  Our heart-felt desire for them is to grow into adults who enjoy complete abundance:

love

creativity

productivity

health

wisdom

spiritual

financial

Get The Kids’ Bank Book Now

(Grandparents: Give the book that teaches your adult children how to teach wise money management to your grandchildren! Get The Kids’ Bank Book Here)

The Kids’ Bank Book provides you with simple, clear tools to help you cultivate good money habits in your children, and develop their understanding of financial abundance (money), so that they will become financially abundant adults.  We come to this page from many financial backgrounds. 

We may be:

1. Very financially abundant ourselves and believe that the traditional piggy bank approach, or opening a savings account at .00002% interest, just misses the mark in teaching how money works, and how to simultaneously spend, save and donate/tithe.

2. Like the average American, providing a loving, nurturing, clean, safe home for our children, and working for a paycheck, juggling the finances, with a feeling of limited ability to invest or save, and KNOWING that there is a better way, and that we want our children to learn THAT BETTER WAY right from the beginning, not in the “middle” of life where we are.

3. On a path to living a more abundant life from where we are at now, and want our children to learn along with us.

4. Adults recovering from a financially traumatic childhood, or adults hailing from a financially sound childhood; who, in adulthood, followed or ignored our wise (or not wise) teachers’ lessons.

5. We may be a teacher, an educator, a grandparent, a relative, friend or mentor, who wants better tools to teach children abundance.

                   Get The Kids’ Bank Book Now

Here’s why other children's banks fail:

1. Piggy Bank (of all different shapes and sizes):  Piggy banks fail for several reasons.  First, piggy banks don’t teach any financial strategy or discipline or planning, other than “put all your money here and let it sit there being useless, and when you want or need money, then dig and scrape to get to it, and count it, maybe you’ll have enough, maybe you won’t.”  That doesn’t work as an adult, so why train for that mentality now?  Second, piggy banks are completely impractical for today’s paper bills society.  Ever try to put a coin into a piggy bank after it’s been jammed with the birthday 5, 10, 20 and 50 dollar bills?  Ever try to put those bills in?  Piggy banks teach a disrespect for larger sums and for the currency in general – crumple it into a little ball and shove it in.  We teach make your bed, fold and hang your clothes neatly, keep your homework organized, but just crumple your money.  Third, they fail for all of the reasons that commercial bank accounts fail.

2. Savings  Accounts at Commercial Banks:  First, commercial bank accounts fail because gone are the days of a 5% or 10% passbook interest that used to (sort of) introduce children to the concept of Return On Investment (ROI).  Second, commercial bank accounts fail because children are experiential learns – they learn through touching, seeing, doing.  A commercial account robs them of all of these tactile experiences.  Commercial accounts cause a disconnection between the child and the money.  Disconnection in a child’s world equals lack of interest and attention.  [Need proof?  Watch the disconnection with the real world that occurs when a child watches television or plays a video game.  Does lack of interest or lack of attention in anyone or anything else ring a bell?]  Third, commercial accounts fail to provide a clear way for children to learn money management, like setting some money aside for spending, some for saving/investing, some for helping others/donating/tithing.  Think about it, a financially abundant adult utilizes different accounts and different banking tools, like automatic payments and money transfers, to follow their financial plan.  Commercial accounts, like piggy banks, set at misconception in stone at a young age - that one big pot is a great way to manage your money. Fourth, there’s nothing fun about brick and mortar, or an ATM for that matter.  Children LOVE fun.  They seek an abundance of fun.  They live for it.  They learn with it.  Why not use that to your advantage?

3. Others.  I have recently seen some children’s banks (after extensive searching) that try to address one of these issues, but they continue to fail in the remaining areas.  I have yet to find any bank that addresses all of these concerns.  I have also seen the 3 separate piggy bank approach, which fails because it is disjointed and not integrated.

Reasons Why The Kids’ Bank Book

Works & Teaches Great Financial

Abundance, Respect and Management

Get The Kids’ Bank Book Now

    The Kids’ Bank Book teaches:

Proper care of tangible money.  Coins with coins.  Bills with bills.  You can see it, count it, feel it, and still keep it neat.

Money Management.  1/4 to spending/living expenses.  1/4 to savings/investments.  1/4 to donations/tithing.  1/4 to Christmas/Gifts for Others.  It’s the ideal lifestyle, with abundance in each section.  It’s simple.  Children get it.  It’s not rocket science.  It’s automatic.  The decision is already made – it doesn’t get made over and over for each inflow of money. It works for all households.  $12 weekly allowance means $3 in each slot.  $1.00 a week paper delivery earnings means a quarter in each slot. 

Spiritual Truths.  Many spiritual paths (Christianity, Judaism, New Age) speak of the law of abundance, of sowing seeds and multiplying the abundance you are given (investing), of not burying your wealth, of giving proper attention to financial abundance in order for its best use to arise (organization and planning), of giving to and helping others (donating/tithing).  Many Christians practice (or aim to practice) tithing, or donating 10%.  This bank sets up a 25% tithing/donating habit at a young age.  10% will be a piece of cake by the time they are 21 years old.  But, you could also imagine a church filled with 25% tithes.  Regardless of the path, a child’s spirituality is enhanced by the lessons they learn about financial abundance – how to use it, invest it, share it.  It’s uses the same skills as the other types of abundance (love, productivity, creativity). 

I’ve seen many Christian and New Age parents want to involve their children in donating, but feel that they do not have good tools to help them send an integrated message to their children.  There are church envelopes and family worship plates that are passed; there are donations to environmental funds and local families in need, but where does the money come from?  The piggy bank with no rhyme or reason?  The parent’s wallet?  The last minute grab from the family change jar?  In those scenarios the children lose the wonderful experience of planning, anticipation, independence, sense of empowerment and responsibility, and satisfaction at a job well done.

So, The Kids’ Bank Book teaches you

how to give your children

the wonderful experience of:

Planning

Anticipation

Independence

Empowerment

Responsibility

Self-Satisfaction

What is that experience worth to you?

Get The Kids’ Bank Book Now

Consider Your Return On Your $27 Investment (ROI):

-         Knowing that your children will become adults who know how to steer clear of disease of credit card debt

-         Knowing that your children, once grown, will never feel the embarrassment of asking to borrow money from you

-         Knowing that your children, once grown, will be able to confidently care for their families, with gratitude and grace

-         Knowing that your children, once grown, will never ask to borrow money to pay the rent or the light bill, and neither will their children, or their children's children

-         Knowing that your children, once grown, will live within their means while developing wealth and helping others

-         Knowing that your children will become financially independent adults

-         Knowing that your children, now and always, will contribute to caring for their communities and fellow man

-         Knowing that your children will grow to become excellent financial role models who will leave footprints for generations to come

-         Knowing that your children, once grown, will have the skills to teach their children the same concepts and skills

-         Knowing that your children will grow to become discerning adults, who know how to evaluate risk and reward

-         Knowing that your children, once grown, and having had a sound financial education, will have financially harmony in their marriages

-         Knowing that your children, once grown, will know how to have money make money for them, and “be a slave to no man,” but a financially sound, willing servant to his community

-         Knowing that the skills, disciplines and habits instilled by the Abundance Bank, will improve all areas of your child’s life – attention and good habits with other resources, other activities, and other people

-         Knowing that your child will be able to make sound decisions based on a formula for success, rather than other people’s emotions, pressures, or the lure of advertisers

-         Knowing that you can sleep at night without worrying about whether you are sending your children into the world with sufficient skills and knowledge

-         Knowing that you can sleep at night without worrying about whether your child (as a teenager or an adult) may become at risk to dangerous behaviors out of financial desperation

-         Knowing that you can sleep at night without worrying about whether your child, once grown, will know how to make or follow a budget

-         Knowing that you can sleep at night without worrying about whether your child, once grown, will have his/her car repossessed for lack of payment

-         Knowing that you can sleep at night without worrying about whether your child, once grown, will get ensnared by “Keeping Up With the Jones” and drown in consumer debt

-         Knowing that you can sleep at night without worrying about whether your child, once grown, will be able to repay his/her student loans

-         Knowing that you can sleep at night without worrying about whether your child, once grown, will want to or need to move back home with you due to financial instability

-         Knowing that you can sleep at night without worrying that your child, once grown, will make financial, business or employment decisions based on ever-shifting emotional needs, rather than a sound logical plan

Your financial return is in the tens of thousands.

Your emotional return is infinite.

Invest in The Kids’ Bank Book Now

Here are just a few of the things you will learn in The Kids’ Bank Book:                    

 How to set up an Abundance Bank

 Why your child’s Bank must have 4 sections

      Why Friday night allowance from your wallet doesn’t work – and what does work

 How to calculate allowance

  Whether to connect allowance with chores or grades & why

 Whether to pay your children to do jobs around the home & why

 Whether to reprimand by withholding allowance & why

 How to talk to your 5, 8, 12, or 16 year old about money – without lecturing or boring them

 How to make money fun again

 How to have a home where your children enjoying showing-off their diligent money management skills to their grandparents

 How to have your children – even at age 5 – understand the concept of “Return On Investment”

 How to have your children take ownership of their own bank

  How to have your children use their spending money wisely – without any nagging or coaxing from you

 How to have your children be enthusiastic about going to their banks for money to buy a Father’s Day and Mother’s Day gift

 How to have your children develop the habit of budgeting – even as young as 5-years-old – without a pencil or pad

 How to have your children be enthusiastic about going to their banks for money to donate to their chosen worthy cause each week

 How to have your children be prepared for big gift-giving expenses, such as Christmas and birthdays

I want to teach my children

the best financial skills and habits!

Show Me How in The Kids’ Bank Book Now

More Immediate Rewards

From Your $27 Investment:                   

v                        Your children will immediately start being joyful about money

v                        Your children will immediately take ownership of their banks

v                        Your children will immediately appreciate the role of money

v                        Your children will immediately look forward to putting money in their banks

v                        Your children will immediately understand the concept of Return On Investment

v                        Your children’s self-confidence will immediately improve due to their gift-buying preparedness

v                        Your children's enthusiasm for helping others for immediately increase

v                        Your children’s sense of independence will immediately improve due to their ability to make their own spending decisions