| Get Your FREE 5-part Mini-Course: 5 TIPS to Wealth Training Your Kids What you wish your parents had taught you about money What you wish your parents taught you - MORE How to Teach the Times Tables to Your Child - FREE Did You Know that 10% of All Net Profits from the Sale of this Book is Donated to Champ House (Now, Champ Homes)? Champ Homes are Places of Hope, Built on Faith, located on Cape Cod, Massachusetts. We work tirelessly for our live-in residents, and for any at-risk, homeless members of our community who come to us for help. We care for anyone, male or female, from 17 to 70, who is in need of supportive, low-cost housing, who wants to be part of a nurturing family group. Champ Homes provide a haven for folks who are physically disabled, in recovery from drug or alcohol abuse, mentally ill, and all those in need in some way or the other. Since its founding in 1992 by Paul and Carolyn Hebert, more than 700 previously homeless individuals have been sheltered, fed, clothed, respected and loved since the Heberts opened their hearts and the doors to CHAMP HOUSE ... a haven for the homeless on Cape Cod! And, hundreds of these "CHAMPS" have successfully gone back into the community to lead healthy, productive lives, and in turn reach out to help others. Get Your FREE 5-part Mini-Course: 5 TIPS to Wealth Training Your Kids About the Author Theresa A. Markham, Esq. loves living in scenic Northwest New Jersey with her husband, Chuck, and daughter Zoe, who are visited by her soon-to-be college-graduate step-daughter Samantha. Her law firm (www.markhamlawyer.com), crafts creative solutions for her clients financial disputes, while helping them grow through difficult life challenges. Prior to relocating New Jersey several years ago, she lived in Manhattan and worked on Wall Street. She has had two of her letters published in the New York Times Letters to the Editor, and has been featured in the American Bar Association Journal. She is grateful for the fabulous education she received at Fordham University School of Law (over a decade ago), as well as for her world-class church (for which the family commutes to Manhattan), Marble Collegiate Church, and wonderful minister, Dr. Arthur Caliandro, (who shared the pulpit for several years with Dr. Norman Vincent Peale before assuming the role of Senior Minister). A confirmed math-nerd, she loves playing with the family in the evenings, quilting (with its combination of geometry and art), driving through the countryside, making snow angels, and baking anything with lots of sugar, butter and white flour (preferably sugar cookies). Shes from a blended family of both Red Sox and Yankees fans of course, she cheers for the boys in red (its the irresistible underdog advocate instinct). Originally from just outside Fall River, Massachusetts, she occasionally paks her cah in the yahd and has to drive to Boston for real clam chowder and baked beans. Get Your FREE 5-part Mini-Course: 5 TIPS to Wealth Training Your Kids The Benefits of Downloading Your Copy Of The Kids Bank Book
The Kids Bank Book Complete, Money-Back Guarantee I want you to get your family for generations to come on the road to financial freedom. I want you to enjoy reading the book, using the bank, and watching your children grow and be happy with their new-found wealth habits. If, within 60 days, you are not fully satisfied with the book, e-mail me or call me for an absolute no-questions no-hassle refund. If you give the book as a gift, your recipient enjoys the same guarantee. Excerpts from The purpose of this book is to help parents instill an abundance mentality and wise money management in children to such an extent that by the time children go to or graduate from college, managing money wisely is second nature to them. It is about (1) good money habits, and (2) understanding how to have money work for you (not the other way around). Most people think that the theory is worthless without the technique, so the tools and technique part of the book is really there to help assure your success with your child. I have included a lot of examples of HOW TO do it in real life - because that's where things usually fall apart. You have chosen to give your child certain monies so that he/she can practice with it and develop great life-long habits to promote his/her life-long financial wealth and abundance. Your financial abundance, when matched with your joyful, loving, creative, authentic body, heart, mind and spirit, creates more abundance in the lives of others. Imagine yourself having financial abundance so that your ROI (Return On Investments) income was so sufficient that you used 25% for your comfortable (as defined by you) living expenses, 25% for big-ticket item savings, 25% returned to be added to the investments, and 25% for donations. Would you feel good about that? That is what we are teaching our children.
Get Your FREE 5-part Mini-Course: 5 TIPS to Wealth Training Your Kids | | What You Wish Your Parents Had Taught You About Money Ø Wealth is defined as: your investments (not your work income) generating a return that is enough money for you to live comfortably (according to your tastes), give to others, and add to your investments Ø Receiving a paycheck (or self-employment, small business income) without any receiving any investment return will never generate wealth Ø You can enjoy spending money guilt-free Ø You can use a simple system to spend money, saving money, donating money, and investing money regardless of your income Ø Money is not happiness, nor is it evil - it is a tool Ø You can use money as a tool to achieve your goals and create the life you want, e.g. caring for your family, comfortable living, helping others, contributing to society Ø Money does grow on trees - it does grow more money - a.k.a. Return On Investment or ROI Ø The Road to Wealth is paved with Return On Investments, not a bigger paycheck from an employer Ø Scrimping every penny and constantly sacrificing out of fear of future financial lack, breeds more scarcity, not more financial abundance Ø Being poor does not help poor people become wealthy Ø Being wealthy allows you to contribute thousands and millions of dollars to charitable causes - and you dont need to sell your soul to generate wealth - you can do it in alignment with your value system Ø Being a small business owner or self-employed professional is a small improvement from receiving a paycheck, and alone - without a Return On Investment - will not make you wealthy Ø The true value of compound interest - that earning interest (or Return On Investment) on the interest recently received - creates wealth VERY quickly Ø Compound Interest on credit cards will create huge debt even quicker Ø Having misapplied debt (e.g. consumer debt, or debt that is not connected to a worthwhile investment returning a higher ROI than the interest on the debt) will rob you of all the good, positive feelings and energy that you need to create wealth Ø Everyone can be wealthy - financial abundance is not based on zero-sum-gain For a more in-depth discussion of What You Wish Your Parents Had Taught You About Money Click HERE Want to teach your children these basic truths about money? Find out how to teach them without boring them - Teach them money wisdom with fun & creativity ___________________________________________ Do you have comments, suggestions or inspiration for us or others? Email us at: markham@kidsbankbook.com |
| | | |
© 2006 Theresa A. Markham, Esq.
markham@kidsbankbook.com
(973)764-8811