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Get Your FREE 5-part Mini-Course: “5 TIPS to Wealth Training Your Kids” What you wish your parents had taught you about money What you wish your parents
taught you - MORE How to Teach the Times
Tables to Your Child - FREE Did You Know that 10% of All Net Profits
from the Sale of this Book is Donated to Champ House
(Now, Champ Homes)?
Champ Homes are “Places of Hope, Built
on Faith,” located on Cape Cod, Massachusetts. “We work tirelessly for
our live-in residents, and for any at-risk, homeless members of our community
who come to us for help. We care for anyone, male or female, from 17 to 70,
who is in need of supportive, low-cost housing, who wants to be part of a
nurturing family group. Champ Homes provide a haven for folks who are
physically disabled, in recovery from drug or alcohol abuse, mentally ill,
and all those in need in some way or the other.” Since its founding in 1992 by Paul and
Carolyn Hebert, “more than 700 previously homeless individuals have been
sheltered, fed, clothed, respected and loved since the Hebert’s opened their
hearts and the doors to CHAMP HOUSE ... a haven for the homeless on Cape Cod!
And, hundreds of these "CHAMPS" have successfully gone back into
the community to lead healthy, productive lives, and in turn reach out to
help others.” Get Your FREE 5-part Mini-Course: “5 TIPS to Wealth Training Your Kids” About the Author Theresa A. Markham, Esq. loves living in
scenic Northwest New Jersey with her husband, Chuck, and daughter Zoe, who
are visited by her soon-to-be college-graduate step-daughter Samantha. Her law firm (www.markhamlawyer.com), crafts creative solutions for her clients’
financial disputes, while helping them grow through difficult life
challenges. Prior to relocating New
Jersey several years ago, she lived in Manhattan and worked on Wall Street. She has had two of her letters published
in the New York Times’ Letters to the
Editor, and has been featured in the American Bar
Association Journal. She is
grateful for the fabulous education she received at Fordham University School of Law (over a
decade ago), as well as for her world-class church (for which the family
commutes to Manhattan), Marble Collegiate
Church, and wonderful minister, Dr. Arthur Caliandro, (who
shared the pulpit for several years with Dr. Norman Vincent Peale
before assuming the role of Senior Minister). A confirmed math-nerd, she loves playing with the family in the
evenings, quilting (with its combination of geometry and art), driving
through the countryside, making snow angels, and baking anything with lots of
sugar, butter and white flour (preferably sugar cookies). She’s from a blended family – of both Red
Sox and Yankees fans – of course, she cheers for the boys in red (it’s the
irresistible underdog advocate instinct).
Originally from just outside Fall River, Massachusetts, she
occasionally “paks her cah in the yahd” and has to drive to Boston for real
clam chowder and baked beans. Get Your FREE 5-part Mini-Course: “5 TIPS to Wealth Training Your Kids” The Benefits of Downloading Your Copy Of The
Kids’ Bank Book
The
Kids’ Bank Book Complete, Money-Back Guarantee I want you to get your family – for
generations to come – on the road to financial freedom. I want you to enjoy reading the book,
using the bank, and watching your children grow and be happy with their
new-found wealth habits. If, within
60 days, you are not fully satisfied with the book, e-mail me or call me for
an absolute no-questions no-hassle refund.
If you give the book as a gift, your recipient enjoys the same
guarantee. Excerpts from “The purpose of this book is to help parents instill an
“abundance mentality” and wise money management in children to such an extent
that by the time children go to or graduate from college, managing money
wisely is second nature to them. It
is about (1) good money habits, and (2) understanding how to have money work
for you (not the other way around).” “Most people think that the theory is worthless without
the technique, so the tools and technique part of the book is really there to
help assure your success with your child.
I have included a lot of examples of HOW TO do it in real life -
because that's where things usually fall apart.” “You have chosen to give your child certain monies so
that he/she can practice with it and develop great life-long habits to
promote his/her life-long financial wealth and abundance.” “Your financial abundance, when matched with
your joyful, loving, creative, authentic body, heart, mind and spirit,
creates more abundance in the lives of others.” “Imagine yourself having financial abundance
so that your ROI (Return On Investments) income was so sufficient that you
used 25% for your comfortable (as defined by you) living expenses, 25% for
big-ticket item savings, 25% returned to be added to the investments, and 25%
for donations. Would you feel good
about that?” “That is what we are teaching our children.”
Get Your FREE 5-part Mini-Course: “5 TIPS to Wealth Training Your Kids” |
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What You Wish Your Parents Had Taught You About Money Ø
Wealth is defined as: your investments (not your work income) generating
a return that is enough money for you to live comfortably (according to your
tastes), give to others, and add to your investments Ø
Receiving a paycheck (or self-employment, small business income) without
any receiving any investment return will never generate wealth Ø
You can enjoy spending money guilt-free Ø
You can use a simple system to spend money, saving money, donating
money, and investing money regardless of your income Ø
Money is not happiness, nor is it evil - it is a tool Ø
You can use money as a tool to achieve your goals and create the life
you want, e.g. caring for your family, comfortable living, helping others,
contributing to society Ø
Money does grow on trees - it does grow more money - a.k.a. “Return On Investment”
or “ROI” Ø
The Road to Wealth is paved with Return On Investments, not a bigger
paycheck from an employer Ø
Scrimping every penny and constantly sacrificing out of fear of
future financial lack, breeds more scarcity, not more financial abundance Ø
Being poor does not help poor people become wealthy Ø
Being wealthy allows you to contribute thousands and millions of dollars to
charitable causes - and you don’t need to “sell your soul” to generate wealth
- you can do it in alignment with your value system Ø
Being a small business owner or self-employed professional is a small
improvement from receiving a paycheck, and alone - without a Return On
Investment - will not make you wealthy Ø
The true value of compound interest - that earning interest (or Return
On Investment) on the interest recently received - creates wealth VERY
quickly Ø
Compound Interest on credit cards will create huge debt even quicker Ø
Having misapplied debt (e.g. consumer debt, or debt that is not connected to
a worthwhile investment returning a higher ROI than the interest on the debt)
will rob you of all the good, positive feelings and energy that you need to create
wealth Ø
Everyone can be wealthy - financial abundance is not based on zero-sum-gain For a more in-depth discussion of “What You Wish Your
Parents Had Taught You About Money” Click HERE Want to teach your children these basic truths about money? Find out how to teach
them without boring them - Teach them money wisdom with fun & creativity ___________________________________________ Do you have comments, suggestions or inspiration for us or
others? Email us at: markham@kidsbankbook.com |
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© 2006 Theresa A. Markham, Esq.
markham@kidsbankbook.com
(973)764-8811